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Contact your lending agency or an attorney.
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A mortgage foreclosure may be filed because a borrower failed to make payments to the lender, whether it be a mortgage company, bank or credit union, as promised in a contractual agreement.
A tax foreclosure may be filed against property by the county because real estate taxes were not paid by the property owner as required by law.
Yes. Failure to make payments to the lender may result in a foreclosure action being filed.